NEW YORK (AP) — Shares of some top finance companies are down at 10 a.m.: Bank of America fell $.28 or 1.8 percent, to $15.17. CIT Group fell $.02 or 2.0 percent, to $0.94. Citigroup fell $.06 or 1.4 percent, to $4.21. JPMorgan Chase fell $.66 or 1.5 percent, to $43.24.